2024知到网课 国际结算（2020春夏）智慧树答案

第一章 单元测试

1、单选题：What service isn’t provided by SWIFT?
A:interbank file transfer
B:message transmission
C:financial businesses
D:financial application
正确答案:【financial businesses】

2、多选题：What is the advantage of SWIFT services?
A:fast
B:cheap
C:reliable
D:secure
正确答案:【fast;cheap;reliable;secure】

3、单选题：What’s not a correct statement about SWIFT?
A:The headquarter of SWIFT is at Brussels.
B:It is a computerized international telecommunications system.
C:The most important service provided by SWIFT is interbank file transfer.
D:Messages are standardized formatted.
正确答案:【The most important service provided by SWIFT is interbank file transfer.】

4、单选题：What’s not a correct statement about international settlements?
A:The banks are the center in the course of settlements.

B:It is financial activities.
C:settlements among countries
D:Cash transfer is the main method.
正确答案:【Cash transfer is the main method.】

5、多选题：What services can SWIFT provide?
A:financial application
B:interbank file transfer
C:policy cooperation
D:financial businesses
正确答案:【financial application;interbank file transfer】

6、单选题：Transfer payments are payments by (  ).
A:silver
B:gold
C:cash
D:financial instruments
正确答案:【financial instruments】

7、多选题：Cash payments include payments by (    ).
A:gold
B:silver
C:check
D:cash
正确答案:【gold;silver;cash】

8、多选题：International settlements serve for (    ).
A:financial transactions
B:payments between governments
C:goods trade
D:service trade
正确答案:【financial transactions;payments between governments;goods trade;service trade】

9、判断题：SWIFT: society for worldwide interbank financial telecommunications, a computerized international telecommunications system that, through standardized formatted messages, rapidly processes and transmits financial transactions and information among its members around the world.
A:对
B:错
正确答案:【对】

10、判断题：International payments or international settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, etc., emerged in the course of political, economic or cultural contacts among them.
A:对
B:错
正确答案:【对】

第二章 单元测试

1、多选题：What services are provided by correspondent bank (   ).

A:Collecting checks, drafts, and other credit instruments.
B:Making credit investigation of firms that borrow in the open market.
C:Providing banks with funds/loans in case of need.
D:Providing banks with foreign exchange facilities, including commercial and traveler’s checks.
正确答案:【Collecting checks, drafts, and other credit instruments.;Making credit investigation of firms that borrow in the open market.;Providing banks with funds/loans in case of need.;Providing banks with foreign exchange facilities, including commercial and traveler’s checks.】

2、单选题：What is a correct statement about vostro account?
A:It’s our bank’s account in the book of an overseas bank denominated in foreign currency.
B:It’s a due to account.
C:It’s purpose is to facilitate international payments and settlements abroad.
D:It’s a due from account.
正确答案:【It’s a due to account.】

3、单选题：Which system adopts a netting payment system? (    )
A:Chaps
B:Target
C:Fedware
D:Chips
正确答案:【Chips】

4、判断题：Fedware is a system of RTGS.
A:对
B:错
正确答案:【对】

5、判断题：Chips is a system of RTGS.
A:错
B:对
正确答案:【错】

6、多选题：What is the advantage of netting payment system?
A:less settlement risks
B:more powerful processing capacities
C:efficient
D:secure
正确答案:【more powerful processing capacities;efficient】

7、判断题：Vostro account is a due to account.
A:对
B:错
正确答案:【对】

8、多选题：What is a correct statement about Chips?
A:It’s acronym for Clearing House Interbank Payment System.
B:It’s member banks are commercial banks in New York.
C:It’s a netting system.
D:It’s operated by the New York Clearing House Association.
正确答案:【It’s acronym for Clearing House Interbank Payment System.;It’s member banks are commercial banks in New York.;It’s a netting system.;It’s operated by the New York Clearing House Association.】

9、判断题：Fedware is operated by Fed reserve system.
A:错
B:对
正确答案:【对】

10、判断题：RTGS means each payment order is settled immediately upon its entry into the system in its entire (gross) amount.
A:错
B:对
正确答案:【对】

第三章 单元测试

1、判断题：Negotiable instrument is a chose in action.
A:错
B:对
正确答案:【对】

2、判断题：Checks are negotiable instruments.
A:错
B:对
正确答案:【对】

3、多选题：Which of the following documents are negotiable ones?
A:check
B:warehouse receipt
C:dock warrant
D:CDs
正确答案:【check;CDs】

4、多选题：What is a correct statement about banker’s draft?
A:It ‘s used in remittance.
B:It’s a sight draft.
C:The drawee bank is a branch or correspondent bank of the issuer.
D:It is drawn by a bank.
正确答案:【It ‘s used in remittance.;It’s a sight draft.;The drawee bank is a branch or correspondent bank of the issuer.;It is drawn by a bank.】

5、判断题：Clean bil refers to a bill without shipping documents attached thereto.
A:对
B:错
正确答案:【对】